The UAE is always popular for providing the best medical facilities to both its inhabitants and citizens. The government has applied new regulations to them to improve access to the healthcare system. Everyone in the UAE should have valid health insurance.

There are different types of health insurance, like employer health insurance and corporate health insurance plans. According to health insurance laws, family members and dependents of both expatriates and residents must be covered by health insurance.

Health Insurance Laws in Dubai

Health insurance is a must for all foreign nationals living in Dubai to get the best medical care without having to worry about their financial status. Any new plans issued on or after January 1, 2015, must adhere to the Essential Benefits Plan (EBP) clause. Any such insurance must therefore outperform, or at the very least be compatible with, the benefits of an EBP. The exclusions of the policy shall not exceed those of the Essential Benefits Plan.

If your employer does not provide coverage, you can purchase a separate health insurance policy for your family members. The employee has no duty whatsoever, and the company is fully responsible for complying with the employer health insurance requirement.

According to the current one, the employer is obligated to cover the employee’s health insurance premium. The company can purchase the best employer health insurance with CRI. We are one of the best insurance brokers in uae, with the best insurance management, specialized advisors, and dedicated customer support.

By UAE law, every firm offers medical insurance to all of its workers. Broad coverage benefits for unexpected occurrences, diagnostics, outpatient treatment, maternity care, testing, hospitalization, etc. should be offered by these insurance companies. The basic medical insurance price for employees ranges from AED 500 to AED 700 annually. Such policies must have a minimum of AED 150,000 in yearly maximum coverage.

The health insurance plan of employees also plays a valuable role in the renewal process for the Dubai residency visa. This health insurance law seeks to ensure that all workers in Dubai follow the guidelines set forth by the regulating body.

Health Coverage for Resident Expatriates

How much insurance the company offers to workers and their dependents relies on the employee’s salary, position, and other criteria. The price of your medical care will vary depending on the coverage and type of insurance.

In the Emirate of Abu Dhabi, employers and sponsors are responsible for offering employer health insurance to their spouses and three children under the age of 18. Employers need to offer health insurance to their employees, and sponsors need to purchase insurance to shield their dependents in Dubai. So, health insurance is a must in Abu Dhabi, Dubai, Sharjah, Ajman, etc.

Two Ways to Register for Health Insurance Claims