You cannot predict when an accident will happen when you are driving. Fortunately, driving in Dubai requires car insurance, which can protect you from the financial burden of unexpected events. As one of the leading online car insurance UAE providers, we have helped a number of drivers and are ready to help you. Our insurance claim specialists provide you with the greatest advice on how to expedite the handling of your car insurance claims in Dubai in this blog.

• Report immediately to the police

In Dubai, managing car insurance claims requires a detailed police report on the collision. You can use the Dubai Police app, which is accessible on both the Android and iOS app stores, to report using the toll-free helpline 901 as soon as you can. Tell the police exactly where the incident occurred when it happened, and what caused it. Clearly explain the scenario without omitting any detail or lying. You may be open and truthful about things you are unsure of at the same time.

Accidents occur quickly; therefore, it’s not always easy to immediately find all the specifics. Tell what you know, but refrain from making any assumptions or guesses. Keep in mind that, if you are being really honest, saying “I don’t know” or “I can’t remember” is a perfectly right response to some inquiries.

• Collect the required information fast

In the event of an accident, your insurance provider requires a great deal of information from you in order to manage your car insurance UAE claim. Do not waste time in writing down the relevant details, such as:

• the driver’s name and contact details
• his driver’s license registration number
• the phone number of any motorist who was on the road and witnessed the collision when it occurred.
• the vehicle’s color, make, model, and license plate information

Take photos of the accident scene, including your car’s damage-revealing shots and the other vehicle involved in the collision. In addition, take some pictures of yourself to serve as documentation of any physical injuries you may have had. Ask other drivers or other people on the road to take pictures of you if you are not in good physical condition after the accident. Pictures are helpful when completing car insurance UAE claims.

• Once you are stable, get in touch with your insurer

The initial hours following an accident are crucial for offline or online car insurance claims in Dubai. Contact your insurance agent or the insurance firm’s helpline number as soon as you’ve stabilized to report the incident and ask for support in submitting the claim. Although the majority of insurance providers now provide an online platform for submitting claims, it is still a great concept to give them a call to explain the circumstances and get their suggestions on what to do next. Remind yourself that the best policy is always honesty. Be as explicit as you can while stating only the facts.

Mention that you have already filed a police complaint and collected all the information you required from the accident scene regarding the other car, the driver, and any witnesses. Keep your driver’s license, Emirates ID, car license number, vehicle modification certificate (if applicable), details about the place and time of the accident, and the level of damages or injuries close at hand. You should also keep your car insurance UAE policy details ready.

• Submit your claim and the required documents

When submitting your car insurance claim form to your motor insurance provider, the following documents must be provided:

• original copy of the accident’s full police report
• accident participants’ names and contact details
• driver’s license registration document and your vehicle’s license (both sides)
• information regarding the other cars’ registrations and driver’s licenses
• a copy of your Emirates ID/passport
• evidence to back up your car insurance claim (pictures, witness accounts, etc.)
• Details of your car insurance coverage

Ensure you understand what is and is not covered by your insurance before filing a claim. If necessary, speak with legal counsel to understand the specifics of your offline or online car insurance UAE coverage.

• Save every receipt related to your claim.

When your car insurance claim is approved and the car is deposited with a licensed garage or dealer for repairs, the insurance company will often communicate with the dealer immediately. Nonetheless, if you have a comprehensive motor insurance policy in Dubai, it is suggested that you keep all original receipts associated with your claim, including those for car repairs, medical costs for injuries you sustained in the collision, costs associated with filing a lawsuit, and any money you paid to third parties who were affected and could be reimbursed by your insurer.

Maintaining proof of these costs can speed up your car insurance claim and make sure that the process is always simple and uncomplicated for you. These crucial pointers from our car insurance specialists might help you speed up and simplify the claims process while preventing the rejection of your claim. We can help you find the best online car insurance UAE coverage. Talk with our specialists today!